About John Faggio

John Faggio is the managing director of Faggio Financial, LLC (, Maryland's only exclusive matrimonial finance practice. John is a CPA, a Certified Financial Planner® Professional, and a Certified Divorce Financial Analyst (CDFA®).

Divorce in Maryland – Special rules for Government Employees

Federal Government employees and their spouses who reside in Maryland face different hurdles when going through the divorce process. Special care is required to assure that the "ends justify the means" of the Maryland Property Divorce Settlement. The issues that have to be skillfully dealt with include: Retirement Benefit Court Order Pension Offset or Sharing [...]

By | 2017-07-31T12:23:09+00:00 June 3rd, 2011|Federal Employee Benefits|0 Comments

Maryland Divorce Financial Statements – Time for a change?

Prior to October 1st, 2010, the Maryland Child Support Guidelines had not been amended for 22 years. According to the Department of Family Administration website, the long form financial statement that’s used in the majority of divorce cases was last revised in 2001. Is it time for a change? Judges and Masters, who are under immense [...]

By | 2017-07-31T12:24:41+00:00 April 21st, 2011|Budgets, Divorce Financial Planning|0 Comments

Five Costly Mistakes in Divorce Settlement Agreements

I always tell clients that my work is not complete until I review the draft of the property settlement agreement. In fact, I strongly believe that a Certified Divorce Financial Analyst (CDFA) review any divorce agreement where finances (deductible alimony, retirement, pensions, etc.) are a significant part of that agreement. But wait a minute; shouldn’t [...]