About John

About John 2017-08-15T08:51:40+00:00

John A. Faggio, CPA, CFP®, CDFA™

Professional Experience

Financial Divorce Advisor (1996-Present)

Security Services Network. Registered Representative, Financial Advisor of National Broker Dealer providing insurance, investments, and personal financial planning (1996-10/2007, including registration with previous Broker Dealer, The Medallion Group)

Government Employees Benefit Association. Executive Director of an Employee Benefit Association that offers insurance, investments and financial planning to its 12,000 members. (1996- 2003)

AXA (formerly Equitable Financial Companies). Registered Representative, Agent providing financial planning to individuals and businesses. (1993-1996)

BAVIS, FAGGIO & ASSOCIATES, CPAs. Managing Partner for full service Public Accounting Firm specializing in tax and financial planning for individuals and business owners. (1993-1996)

FAGGIO, STRAUSS & WILL, CPAs. Founder, Partner of full service Public Accounting Firm specializing in tax and financial planning for individuals and business owners. (1981-1993)

Education/ Accreditations

  • Certified Divorce Financial Analyst November, 2009
  • Certified Financial Planner, March, 1989
  • Certified Public Accountant, State of Maryland, January, 1978
  • B.S. Accounting, University of Baltimore, 1976
  • Maryland Life and Health Insurance Licensed

Advanced Training

  • AICPA/AAML National Conference on Divorce, May 2014, 2012, 2010
  • 40-hour Civil Mediation Training, MICPEL, November 2006
  • The Financial Expert’s Role in Divorce Planning, MACPA, October, 2005
  • Collaborative Law Training Certification, May, 2005
  • Determining the Value of a Business, AICPA, May, 2005

Lectures and Publications

Faculty Member, MSBA Divorce Workshop, January 2017

“Critical Divorce Decisions Require Financial Advisor Input”- Maryland Association of CPAs “Statement” article, September 2016

“Speed Reading Tax Returns” – What Can You Learn from the 1040?” MSBA Family Law Advocate Article, September 2016

Attorney Continuing Education Seminar, “Tax and Financial Issues of Maintaining or Disposing of the Marital Home,” Columbia, MD September 2015

Attorney Continuing Education Seminar, “Reading Tax Returns – What’s Taxable, What’s Available, What’s Bogus,” Columbia, MD June 2015

Attorney Continuing Education Seminar, “Divorce Tax Traps,” Columbia, MD, March 2015

Public Seminar, “How to Financially Survive Your Divorce,” Columbia, MD, February 2015

“Financial Neutral Reports, When to Hold Them, When to Fold Them,” International Academy of Collaborative Professionals, Annual National Conference, October 2008

“Financial Divorce Strategies for Mediators,” MICPEL Training Class for Mediators

Affiliations

  • Maryland Association of CPAs (Chairman of Advanced Personal Financial Planning Conference, 1997)
  • American Institute of Certified Public Accountants
  • Institute for Divorce Financial Analysts™
  • Anne Arundel County Collaborative Professionals

Community Involvement

  • National Family Resiliency Center (Formerly, the Children of Separation and Divorce Center, Inc.), Peer Counselor
  • Lecturer – Howard County Community College – “What Women Need to Know About Divorce”, Second Saturdays, January 2005 to May 2011
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“At a time when I was overwhelmed with the turmoil of divorce and unsure how to handle the division of our assets, John was invaluable in helping me navigate the financial aspects of my divorce, protecting my equity, and helping me financially plan for the rest of my life.”

L.C., from Howard County, MD
“John offered very strong support for me during my divorce. He clarified the financial aspects in ways that my lawyer and I couldn’t and saw me through the entire process, even advocating for me during mediation meetings. He was a regular gentleman doing a superb job of giving clarity and strength when those qualities were very difficult for me to find. I continue to see him as an advisor because of his honesty and down to earth nature.”
L.D., from Columbia, MD

“While getting divorced in Ohio, I could not find one qualified financial consultant, tax attorney, or CPA that knew the tax laws concerning the window of opportunity the IRS allows a spouse to not pay the 10% penalty of their share of the other spouse’s retirement.  After weeks of frustration I found John. Within in seconds John was quoting the tax code to me, giving me advice, showing empathy on how so many other professionals are not aware of all the strategies out there to help their clients.”

Kathleen in Ohio, Tax Planning Consult

“John’s financial expertise was a tremendous help during my divorce.  His detailed analysis of my financial situation helped me to understand the short and long term impact of my settlement options.  With John’s guidance, I’m confident I made the best decisions for my financial future during an emotionally difficult time in my life.”

K.M., Strategic Divorce Financial Planning Client

“Having you on my team really leveled the playing field.”

K.M., Strategic Divorce Financial Planning Client

“Thanks for all your hard work and guidance helping us bring our settlement to a conclusion. It took us a long time and I really appreciate you sticking with us all the way.”

P.S., Mediation Client

“John Faggio has saved me thousands and I would never hesitate to call him again knowing I have his full attention to my needs.”

Kathleen in Ohio, Tax Planning Consult

“Thank you for your quick reply and sage advice!  That helps me understand the QDRO better. And you are right, sometimes it is just hard to let go and move on.  But it is far worse being stuck. As I said, I don’t know how you do your job, but you do it well and with patience. ”

S.H., Mediation Client

“John’s knowledge of the divorce process and his understanding of the emotional turmoil of his clients during divorce make him an extremely effective financial divorce specialist.

John’s financial projections (clearly represented in graphic form) were an important piece of my attorney’s presentation at my divorce mediation.

John was able to crunch the numbers and give me answers quickly during the critical decision making of mediation. His calm manner and team approach with my attorney gave me confidence at an emotionally devastating time.”

K.L., from Columbia, MD